Independent. Research-Led.On Your Side.
TierOne Prudential was established to provide genuinely independent, research-led financial advice, structured around our clients' needs, goals and desire for control.
We are a fee-based firm, regulated by the Central Bank of Ireland. We hold no preferred-provider arrangements. All commissions we earn from investment funds are transparent and declared. Our advice is shaped entirely by what is right for you.
Our Approach
Personalised: Built from your circumstances and goals outward to the most appropriate strategy for you.
Independent: We are free from product bias and commission-driven incentives. Always.
Educating: We invest in our clients' understanding. Our seminars, webinars, workshops and market outlooks are a genuine part of what we offer.
Transparent: Clear on costs, strategy and outcomes. You know what you own, why you own it and what it costs.
Fiduciary: We work in your interest. That is not a claim - it is the structure of everything we do.
Our Mission
To give every client clarity, confidence and control over their financial future, through impractical financial advice, disciplined investment and a long-term partnership built on trust.
Our Research
Over three decades, we have built one of Ireland's most substantial independent investment research operations.
Graham O'Neill, our Director of Investment Policy, conducts around 200 structured meetings with asset managers worldwide each year, producing detailed written research after every engagement. That proprietary library underpins every portfolio recommendation we make.
We write our own market outlooks, plain-language analysis of what is happening in global markets and what it means for our clients' investments.
Policy Engagement
We engage directly with government and regulatory authorities on pension and investment regulation because the rules governing your retirement savings matter, and investors deserve a voice at the table.
We have made formal submissions to protect pension holders' right to invest in transparent, regulated asset classes: your own stock picks, funds, ETFs, and listed equities. Our position is that proportionate regulation should focus on genuinely opaque and illiquid products does not restrict the freedom of engaged investors who have chosen to manage their own financial futures.
Kevin Coghlan, our Managing Director, is a former Chair of the Association of Pension Trustees of Ireland. We bring experience and standing to these conversations and we will continue to use both on behalf of our clients.
Meet The Team
Kevin Coughlan, Managing Director
Managing Director Qualified Financial Advisor and Pensioneer Trustee. Former Chair of the Association of Pension Trustees of Ireland and former Chairman of the Dublin Region of the Life Assurance Association. Kevin advises clients on investment portfolios and pension strategy, with particular expertise in Self-Managed Pensions, helping clients take direct, informed control of their retirement assets.
Donal O'Brien, Director of Operations & Financial Planning
Director of Operations & Financial Planning Member of the Institute of Bankers in Ireland. Donal builds highly personalised financial plans for TierOne clients, reviews and advises on portfolios, and manages the firm's investment and pension administration and client reporting.
Graham O’Neill, Director of Investment Policy
Director of Investment Policy Investment researcher and former fund manager with over 30 years of international experience. Graham travels the globe to meet fund managers on site, conducts around 200 structured research interviews each year, and writes TierOne's market outlook publications. His research is the foundation of TierOne's investment approach and underpins the TierOne EUI Global Fund.
Anne-Kirsten MacLachlan, Senior Administration Manager
Senior Administration Manager With a background in international compliance and quality control in the pharmaceutical industry, Anne-Kirsten brings rigorous process discipline to TierOne's administration and compliance operations.
Clive Slattery, Pension Specialist Consultant
Pensions Consultant One of Ireland's foremost pension specialists. Clive spent 32 years with Revenue, including 16 years managing the Revenue Pensions Business Unit. He provides detailed technical pension advice, enabling TierOne to deliver sophisticated, tax-efficient solutions across all pre- and post-retirement vehicles.
Peter Heuston, Consultant
Consultant Chartered Accountant, member of the Institute of Taxation and Qualified Financial Advisor. Peter built his own private client advisory practice over three decades before joining TierOne in 2019. He specialises in pensions, financial protection and estate planning.
Patrick Mulvey, Director of Client Services
Qualified Financial Advisor and member of the Institute of Bankers in Ireland. Patrick oversees TierOne's protection and assurance business and administration systems, ensuring every client's experience is responsive, efficient and personal.
