Financial Planning & Investment Services
Every engagement with TierOne begins with listening. We want to understand your situation fully before we offer any guidance. From there, we build a strategy which is practical, tax-efficient and genuinely tailored to your life.
Our Services
Financial Planning
A good financial plan brings clarity to what can feel complex. We help you:
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Define your short and long-term goals
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Build and protect wealth using the most appropriate structures
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Plan for major life events - career change, business exit, inheritance, retirement
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Pass wealth to the next generation efficiently
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Achieve the financial independence to choose how and when you work
We review your plan regularly as your life and the wider environment change.
Investment Management
We draw on a global universe of funds, ETFs, equities and alternative assets, selected through rigorous, independent research rather than relationships or commercial arrangements.
Our portfolios are built around:
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True diversification across asset classes, geographies and management styles
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Long-term discipline. We don't chase performance or react to short-term noise
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Transparency. You know what you own and what it costs
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Active oversight. We monitor continuously and act when the evidence demands it
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TierOne EUI Global Fund is a UCITS-compliant, Luxembourg-domiciled multi-manager equity strategy with daily liquidity, no entry or exit costs, and the flexibility to move defensively when market conditions require it.
Pension & Retirement Planning
We specialise in advanced pension strategies, including:
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Self-Managed Pensions
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PRSAs and Retirement Bonds
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Property and alternative assets within pensions
We guide you through both strategy and compliance - ensuring your pension works as a powerful long-term investment tool.
Pension & Retirement Planning
We specialise in:
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Self-Managed Pensions - choose your own equities, bonds, EFT’s or UCITS funds
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PRSAs and Retirement Bonds structured as genuine investment platforms
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Pre- and post-retirement income strategies, including phased drawdown
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We handle both the strategy and the compliance, so your pension works hard for you from day one.
Self-Managed Pensions
If you want genuine control over how your retirement savings are invested, a Self-Managed Pension gives you that freedom.
Choose from global regulated funds, individual listed stocks, ETFs or fixed income instruments you select yourself. We have deep experience in making this work and we guide you through every pension related decision.
Flexible Ways to Work With Us
Fully Managed: We design, implement and manage your portfolio.
Collaborative: We combine our expertise with your own investment preferences.
Advisory: You stay in control; we provide research and guidance when you need it.
Ongoing Reviews
Your plan should evolve as your life does. We provide regular structured reviews, assessing performance, revisiting your goals and keeping your strategy on track.
Our Expertise Areas
TierOne offers a wide range of financial planning and investment services tailored to meet the unique needs of professionals and businesses across various sectors.
Financial Planning
Our financial planning services are designed to help business owners and professionals in Ireland build, manage and protect their wealth over time. We create tailored strategies covering income, investments, pensions and long-term financial goals - giving you clarity, structure and confidence in your financial future.
Investment Expertise
Pensions Strategies
Ongoing Support & Reviews
As your life evolves, so should your financial plan. We provide regular reviews and updates to keep your strategy aligned with your goals.
Get In Touch
Investment Approach
Rigorous Research. Independent Judgment. Long-Term Discipline.
Our investment process has one purpose: to seek the best possible outcome for you. That requires independent analysis, disciplined manager selection and the conviction to maintain a well-reasoned position.
How We Research
Graham O'Neill, our Director of Investment Policy, has over 30 years of experience in global fund management and investment research. Each year he conducts around 200 structured, agenda-driven meetings with fund managers worldwide, on-site and by teleconference.
These are not courtesy calls. They are detailed, qualitative interviews designed to assess a manager's process, philosophy, team stability and the sustainability of their edge. Graham produces written research after every engagement, building a proprietary library that informs every recommendation we make.
Our Investment Framework
True Diversification. We blend managers by style, geography and approach deliberately selecting strategies whose return drivers are genuinely uncorrelated. Real diversification means your portfolio behaves differently in different market conditions.
Flexible Allocation. Through the TierOne EUI Global Fund, we can shift from equity-focused positioning to defensive allocations, bonds, absolute return strategies, cash equivalents, when conditions demand it. You stay invested; the risk profile adapts.
Long-Term Discipline. We write detailed market outlooks. We explain our thinking to clients. We encourage rational, evidence-based decisions through periods of volatility. We don't time markets or sell out of sound positions because the news cycle is uncomfortable.
Rigorous Manager Selection. Track record matters, but it is never the only consideration. We assess team continuity, process sustainability, scalability and long-term alignment with investor outcomes. We exit managers when conviction is lost.
How We Charge
We charge annual fees, not commissions. Our fee range is 0.5%–1% per annum, drawn from your investment fund. There are no administration fees for account setup, no charges for drawdowns or terminations, and no entry or exit costs. Financial Planning fees start from €750 + VAT depending on complexity. Initial discussions are always complementary.
The TierOne EUI Global Fund
A Luxembourg-domiciled, UCITS-compliant equity fund that we helped design and advise on. It gives clients access to a multi-manager, globally diversified strategy - actively managed, benchmark-free and structured to pursue growth while managing downside risk.
Key features: daily liquidity · no entry or exit costs · gross roll-up within the UCITS structure · quarterly client updates · direct access to the investment team.
Retirement Planning
The pension structure provides the tax reliefs and lump sum benefits. The investment content is a separate decision and it deserves careful thought.
We help you treat your pension as what it is: a powerful, flexible investment platform. With the right strategy, it provides security, builds wealth and gives you genuine choice in how and when you draw your benefits.
What Our Clients Say
